Choose Your Pain – Failure or Success?



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A few days ago I got a video email from Gary Ryan Blair. Gary is the president of The Goals Guy – a training organization whose mission is to help their clients build and sustain superior performance. The video resonated with me so much I had to blog about what it was about. The video was about choosing your pain.

There are 2 pains in life: The pain of Failure and the pain of Success.

Any dream you have, any goal you want to achieve has a price. To be truly successful, you need to pay upfront and in full with your own sweat and effort. There is no other way. You can’t harvest what you don’t plant.

To achieve any goal, you need to choose between the two pains in life – the pain of failure or the pain of success. According to Gary Blair, the moment you choose not to continue paying the price of success is the moment you choose to suffer the consequences of failure – which is the worst kind of pain.

The pain of failure is always higher than the price of success. The cost and consequences of failure in a relationship, career, a job or any area, will cause a monumental amount of disruption in your life.

Example, if you lack financial discipline you will suffer the consequences of debt, harassing bill collectors and sleepless nights.

If you do not manage your diet, you will suffer the consequences of ill health and weight gain.

By not keeping your promises or honoring your commitments, you will suffer the loss of reputation and contaminated character.

Sooner or later each of us must choose to pay the price of success or to pay the cost of failure. You must choose your pain.

The price of success is often more than people are willing to pay but it’s not more than they’re capable of paying.

The following are the costs of suffering the price of success.

If you have disciplined spending habits, you get to enjoy peace of mind and an early retirement.

If you suffer the cost of daily exercise and nutrition, you get to enjoy a great physique and an exceptional quality of life.

By suffering the inconvenience of going the extra mile for your clients, you will enjoy bigger commissions and increased opportunity in life.

By suffering the cost of preparation and doing more than what’s expected, you will enhance your reputation, expand your opportunities and increase your social capital.

Choose to pay the price of success.

The price of success is temporary discomfort. But the price of failure must be paid forever. By choosing the price of success, you will make monumental performance gains that will change your life FOREVER.

There are 2 pains in life: The pain of failure and the pain of success.

Which will you choose?

Go live a Truly Wealthy life!


Fearless 2015


It’s another brand new year. Today is the first day of a 12 chapter, 365 page book. I always get excited to start another year. I feel like so many wonderful things are going to happen this year. 2014 was a great year for me. I believe 2015 will be even better.

A new year is another opportunity to begin anew, to start fresh, to be a better version of who you were this past year.

2015 is the time to seize our dreams and make it happen. There is no time like the present.

This year, instead of writing down my New Year’s resolutions, I decided to do something different. I read about this in a magazine. Instead of resolutions, why not take each year by theme? So for this year, my theme is Fearless 2015.

We all have many fears: The fear of poverty, being alone, death, public speaking and rejection, to name a few. But according to a study, 85% of what we worry about never happens and 79% of us can handle the 15% that does happen. So it’s totally pointless fearing something that may never happen, right?

“My life has been filled with calamities, some of which actually happened.” – Mark Twain

Fear may be real, but we can control it. We can rise above it. That’s why for this year, I’m going to be fearless. I want to act with courage, to be bold in going after what I want – in my career, relationships, physical and spiritual well-being.

I believe that 2015 is going to be an amazing year!

What about you? What is your theme for 2015?

Go life a Truly Wealthy life!


Fly High

eagle flying high

We are all meant to fly high. To soar. Yet, we are kept back by our greatest adversary – ourselves.

Just recently, I was able to attend a 2-day sales seminar by Mr. Jun Garing – founder and president of Salesman’s Centre, Inc. – a company that has trained more than 70,000 salespersons in the art of selling. The seminar was sponsored by Italpinas, the developer of Primavera Residences, Cdo’s 1st Green Condominium project. At the end of the seminar, I bought his book – The Filipino Art of Break-Through Selling. While reading it, I came across the story of the eagle and the chickens.

Many years back, a Jesuit priest in the southern Philippines found an eagle’s nest. This was unusual because most eagles’ nests are located on very tall trees. The priest discovered the nest nestled at the foot of a century-old tree. Inside it was an egg.

The priest, hoping to save the egg, took it home and placed it inside the chicken coop. When all the eggs hatched, six chicks emerged. The seventh was the eaglet. The hen took care of the eaglet as much as she did her chicks. The eaglet looked different but mother hen treated it as one of her own.

One day as the eaglet was out in the yard with the chickens, he looked up at the sky and saw a fully-grown eagle soaring high.

“Wow, I wish I could fly like that!” the eaglet said to the chickens.

“You’re a chicken,” they told him. “You can never fly like an eagle.”

The eaglet shook his head. “I know. But how I wish I could.”

The eaglet died scratching the ground.

In many ways, we are like this eaglet. We allow other people to tell us what we can or cannot do instead of discovering that for ourselves. When I was first starting in real estate, a lot of people told me, “Being a broker is too hard” or “That’s a one time big time job” or “Why not choose a safe and secure job where you get paid every 15th and 30th of the month.”

Had I chosen to listen them, I wouldn’t be where I am today. In going after your dreams, the question shouldn’t be, “What if I fail?” Failure is a part of life. It is also a part of success. Show me a man who has never failed and I’ll show you a man who has never tried. The most successful people are those who have failed many times over.

The question should be, “What if I succeed?”

Don’t be like the eaglet who allowed others to dictate who he should be. Because he listened to the other chickens, he never discovered who he truly was. He never knew that he too could soar high like that majestic eagle.

What about you? Are you allowing other people to tell you what you can or cannot do? You will never know what you are capable of until you try. And if you fail, so what? Try again. It’s only over if you give up.

“The moment you doubt whether you can fly, you cease for ever to be able to do it.” – JM Barrie, Peter Pan

Don’t listen to the chickens around you.

Fly high.

Go live a Truly Wealthy life!



No Regrets


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Have you done things that you’ve regretted?

I know I have. I have done a lot of pretty dumb things in my life. When I was a kid, I would often wish I could turn back time. So then whenever I would mess up, I could just turn back the clock and undo the damage. Wouldn’t that be wonderful?

Then I grew up and I realized that having the power to turn back time would end up being more of a curse than a blessing. With such power, people just may start playing God. You can do or say anything. Anyway, whatever happens can be undone. Right?

Sometimes I sit and think about the things I should have or shouldn’t have done. Yes. I used to regret a lot of things. Until I realized that regret wont change anything in the past. No one can undo the past. But you can always do something about the future.

I believe the one thing you can do about your past mistakes is to learn from them. Don’t make excuses, blame other people or waste time regretting it. According to Brian Tracy, the moment you blame others for your mistakes, you give the power of the lesson to them. So instead of learning the lesson, you let it go to waste. On the other hand, wallowing in regret keeps your focus on the past. Let it go. Focus on the present. There is so much you can do to make your future better. But you have to live in the now. Today is a gift we shouldn’t let go to waste.

There are no regrets in life, just lessons. – Jennifer Aniston

There is no use crying over spilt milk. What’s done is done. Learn the lesson and move on.

I have made tons of mistakes. And I know that I wont stop making mistakes. But that is a part of life. We make mistakes and we learn from them. If we don’t learn the lesson, life will make us go through it again and again until we do.

Now, I have decided not to regret anything. Everything that has happened in the past has made me the person I am today.

Have you done things that you’ve regretted?

Let the past go. Live your life in the present.

No regrets.

Go life a Truly Wealthy life!



Top 6 Benefits of Working Out



After a two-month hiatus from the gym – I’m finally back! My schedule has been so crazy lately. I’ve been living in 2 cities for the past 2 months – what with our exclusive project in Iligan (Dominique Square) and serving my clients here in Cdo City – I haven’t been able to find the time to work out. I so missed going to the gym. Now that I’ve got the hang of my new schedule, I’m back! And it’s about time too!

fit republic cdo + workout + healthy lifestyle

Photo from Fit Republic

Many people think of going to the gym as torture but working out is actually loads of fun!

Here are top 6 reasons why I work out – and why you should too:

  1. Working out makes you feel good. Have you noticed that you feel much better after every work out? Every time you work out, your body produces endorphins – our body’s happy hormones. Endorphins are the reason you feel great after exercising. Among other things.
  1. Working out makes you look good. Now this is a no-brainer. Exercise helps keep us fit and looking fab. Many people work out for precisely this reason alone – to look fabulous. When the Holidays threaten to expand our waistlines, regular exercise helps keep us in check. Besides, after Christmas comes summer. So it’s best to get started on that summer bod now.
  1. Working out keeps us healthy. Daily exercise keeps us in great physical health. As we age, our bodies start to decline. Every time we exercise our blood sugar levels stabilizes, our entire body gets oxygenated and there is improved blood flow to all organs. Plus, it slows down the aging process. You won’t need to use all those anti-aging products – just work out!
  1. You make lasting friendships at the gym. I’ve met so many new friends at the gym. We often go out to catch a movie, eat out or just hang out. My gym buddies are one of the main reasons why I’ve been able to consistently work out. Without them, life at the gym would be so boring. I’m so happy my friends are there to make working out fun!
  1. Working out keeps us Truly Wealthy. I believe in balance. That’s why no matter how busy I get, I make it a point to hit the gym at least 4x a week. Being “truly wealthy” is the ability to achieve balance in the 5 main areas of life – physical health is one of those aspects. I wouldn’t be staying true to the advocacy of Truly Wealthy Realty if I didn’t make the time to exercise regularly.
  1. Working out helps us honor God. Since the body is the temple of the Holy Spirit, it only makes sense for us to take care of that temple. Right? Every time we misuse our bodies or don’t take care of it, we bring dishonor to God. In the same way, every time we eat right, exercise and take care of ourselves, we honor God.

Going to the gym has become a lifestyle for me. I work out at Fit Republic, a gym located at Lifestyle District. What I love about Fit Republic is that, aside from machines and weights, they have different classes – Yoga, Spinning, Rip 60, Zumba and Circuit Training. Each class is 1 hour long and really breaks the monotony of doing repetitive workouts. All this for only 1,800php per month. Super sulit!

Here are some classes you can join in at Fit Republic:

fit republic cdo + workout + healthy lifestyle

Spinning Class

fit republic cdo + workout + healthy lifestyle

Rip 60

fit republic cdo + workout + healthy lifestyle

Circuit Training


Zumba (Photo from


Yoga (Photo from

Start taking care of your body today. Let’s join the fitness revolution!

Go live a Truly Wealthy life.


Interview with Young Entrepreneur Chingkee Te (Part 2)

…Continued from Interview with Young Entrepreneur Chingkee Te (Part 1)

chingkee tea interview + young entrepreneur 2

Chingkee: Chingkee Tea finally opened on March 2012.

Alex: How did you chose your location?

Chingkee: I just wanted a place near Xavier University. This place (referring to the first Chingkee Tea branch near Corrales St.), was a big risk for us because it’s very hidden. But then it worked out. In all this, I could really see the hand of God moving. If not for His grace, I don’t know where Chingkee Tea would be. I mean, the location is very hidden, but it’s almost always full. Everything else just fit together.


Alex: How did you market Chingkee Tea?

Chingkee: Mainly online. I didn’t know a lot of people in Cdo – only my high school friends. I made a facebook page and created online posters. It became trending because we were the first shabby chic café and a lot of people were curious. Social media was my main marketing tool – Facebook, Twitter, Instagram, and also word of mouth.

Alex: How was opening day?

chingkee tea interviewChingkee: The first week of opening was really great. I didn’t expect to have to many customers on the first week. What I’d like to share is my testimony about tithing. It was my dad who really encouraged me to tithe and who reminded me about how important it is to give the first fruits of your labor to God. So on the first Sunday of our opening day, I gave all my sales to God. The following week, our sales doubled. It was really amazing.

Alex: Wow! That’s a great testimony!

Chingkee: I know. God is really amazing.

Alex: How have your parents been through the whole process?

Chingkee: Oh, very very supportive. My parents would come here almost everyday, especially my mom. She would work as the cashier before. And even my brother, Richmond would come to help out. I love it when my brother comes over because he has a lot of fans so my sales really go up. Haha.

chingkee te family 2

Alex: Wow, really?

Chingkee: Yeah. A lot of people say he looks like Xian Lim.

Alex: Oh, so your brother is your main marketing tool!

Chingkee: Haha. Yes! I would so love to keep him here. But he has to go back to Manila.

Alex: How has being a business owner changed you?

Chingkee: It made me more mature. I’m still very childish – my staff knows this. But I think, I’ve grown up a little. I’m a Marketing graduate but I think you’re better at it! (laughs)

Alex: But you have a really likeable personality. Everyone seems to like you immediately.

Chingkee: I’m a bit awkward around people I don’t know, actually. Chingkee Tea really forced me to come out of my shell.

chingkee tea cagayan de oro

Alex: How do you handle your staff?

Chingkee: I’m actually pretty lenient with them which is both a weakness and a strength. Many of my staff are the children of the workers we had before in our old family business. I’ve grown up with most of them because we all live in one compound. Most of my workers are related to each other. I’ve been very blessed with my staff. Without them, there would be no Chingkee Tea. That’s why we close early compared to other cafés. I don’t want my staff to go home so late. So on Mondays – Thursdays we close at 8PM. On Fridays and Saturdays, we close at 10PM.

Alex: What are your plans for Chingkee Tea? Are you planning to expand?

Chingkee: Yes, I am. A lot of people want to franchise Chingkee Tea but I’m still weighing the pros and cons, because it can be a headache. Right now Chingkee Tea has 2 branches: One near Corrales St. and one in Grand Central.

Alex: What’s your advice for people who want to start their own business?

Chingkee: First, find your purpose in life and then do it. I believe this business was given to me by God so I can help enhance the lives of other people, like my staff and my customers. I’ve heard many stories about people coming to Chingkee Tea, sad and lonely and their coming in here made them feel better. Some of my customers met and became friends here in Chingkee Tea. So it gives me a sense of fulfillment. Chingkee Tea is a testimony of God’s grace and how He has helped me find my life’s purpose.

Second, be passionate about what you are doing. If I weren’t passionate about this, I’d have given up long ago. Running a business is a huge headache and there’s always so much to do.

Third, surround yourself with the right people. I call them my pillars. God, family, friends and mentors.

alex zeta + chingkee te interview

 Chingkee Te & Alex Zeta (left to right)

Alex: Thank you Chingkee! I’ve learned so much from you today. Thank you for the time. Merry Christmas!

Chingkee: Thanks also Alex. It was my pleasure. Merry Christmas!

Interview with Young Entrepreneur Chingkee Te (Part 1)

cdo milk tea chingkee tea

This is Part 1 of a 2-part interview: Read on to Part 2 of Interview with Young Entrepreneur Chingkee Te HERE

It’s not everyday we get to meet a young, successful entrepreneur. At 24 years old, Chingkee Te is an inspiration to many (and to me too!). Fresh out of college, she established her first business at the age of twenty-one. And now, she is the proud owner of one of the most successful, homegrown, milk-tea brands in Cagayan de Oro City – Chingkee Tea.

I met Chingkee at Atlantis Gym a year ago. We became fast friends and would often indulge in long conservations in between Crossfit and lifting weights. It’s amazing how many friends I’ve made at the gym – and Chingkee is one of them. I’ve always liked to interview people about how they’ve “made it” and what their journey was like. So last December 13, 2014 (that’s right, this was done more than a year ago. Hehe), I scheduled an interview with my good friend Chingkee right here at Chingkee Tea.

Alex: Hi Chingkee! Thank you so much for agreeing to do an interview with me. I really appreciate it. Chingkee Tea is one of my favorite milk tea brands here in Cdo. It’s amazing how you now have a thriving business at such a young age. How did you get started?

chingkee teChingkee: Thank you Alex! It’s my pleasure. Regarding how I started, I didn’t really plan on being in business. But I couldn’t see myself as an employee either. So on the night after my graduation I felt a little nervous of what was to come. So I prayed about it. I asked, “Lord, what do you want me to do?” I couldn’t see myself working in a 9-5 job. I wanted to work at my own pace. So being an employee was out of the question. I just wanted to have a job that I was passionate about and where I could have time freedom. As I was praying, I felt God was telling me to open a business where I could display my love for art. So I first thought, I can open a café! But then I don’t drink coffee and there are already so many coffee shops around Manila.

Alex: So you were based in Manila then?

Chingkee:Yes. I was a fresh grad from De La Salle University where I took up Marketing. That was back in year 2011. I guess that’s the usual question of new graduates. Like, what am I going to do with my life?chingkee te + cdo milk tea

Alex: What did you think of opening next, if not a coffee shop?

Chingkee: I then considered opening a milk tea shop. But then, there were also so many milk tea shops in Manila already. At that time I had no plans of settling down in Cagayan de Oro because I was planning to be based in Manila.

Alex: Why Manila?

Chingkee: I studied there and my siblings are there. It just made sense at the time. Anyway after that, I thought about putting up a milk tea shop in Cagayan. At the time, there were no milk tea shops yet in Cdo. So I called my mom and told her, “I know what I want as my graduation gift…a business.”

Alex: What was your mom’s reaction to that?

Chingkee: My mom was really happy about it. At least with a business, I’d have something to do after graduation.

Alex: How many siblings do you have?

Chingkee: Three. I have an older brother and sister. My sister is 30-she’s happily married to a pastor with 3 kids. My brother is 25 and still single. They’re both based in Manila.

chingkee te family

Alex: So back to your graduation gift.

Chingkee: Yes, at first I thought that maybe my mom wasn’t serious about it. But I still did my research. At that time, I didn’t know anything about milk tea except that I liked drinking it. Then there was this one supplier from Taiwan who approached me. He sent me an email and offered to train me in Taiwan.

Alex: Where did you get that supplier?

Chingkee: I made a lot of inquiries online. So when the supplier emailed me, I thought about it long and hard. Because of course, it was a big investment. And the fee didn’t include yet my fare and accommodation. Just the training itself was already expensive. So I prayed again and told God, “Lord, if my dad is ok with this then perhaps it’s really your will.” Amazingly, my dad was willing to support me all the way. So in September, a few months after I graduated, I flew to Taiwan.

Alex: You’re so blessed to have a supportive family.

Chingkee: Yes I do. But it still wasn’t that easy. When I got back from Taiwan, I thought, I could start immediately. But it turned out that what I learned from college was very different from the real world. I was ready to begin but I didn’t know what to do. I had no experience on starting a business. I started to read books on how to start a business, but actually doing it was different.

chingkee tea milk tea 3

Photo from

Alex: Yes, I can relate. Making tea is easy once you’ve got the training. But running a business, that’s the hard part.

Chingkee: Exactly. Plus we had invested a lot of money already. The loan I got from my dad was getting bigger and bigger. Also around October 2011, two milk tea shops opened in Cdo – Kenko Naicha and Datsa. So I got a bit stressed because I really wanted to be the first to open. The thing was, there was still so much to do so we couldn’t open yet. Then I started to have doubts whether I should even push through with it. It’s a good thing my family and friends were very encouraging and supportive. My goal was to open before 2011 ended. But then came Sendong. So the opening had to be rescheduled again. This time we picked Feb 2012 – in time for Valentines. But then again, we got delayed because of construction. We got delayed lots of times before we finally got to open…

Want to know when Chingkee Tea opened? Read on at Interview with Young Entrepreneur Chingkee Te (Part 2)


Face Your Fear

face your fear

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We all have fears. One of my greatest fears as a kid was not monsters or the dark – it was piano recitals.

I’ve been playing the piano ever since I was a little girl. But I was scared to death of piano recitals. You see, when you have to perform on stage with no notes, in a huge auditorium with no one to accompany you but a grand piano, it can be pretty scary. I was scared I would forget my piece in the middle of it or make a mistake.


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When I went to college at Silliman University, I continued with my piano lessons mainly because I didn’t want to forget how to play. Every semester there would be a recital for all music students at the Luce Auditorium – the largest fully functioning theater outside of Metro Manila. It was a great opportunity to showcase my skills on the piano and to perform in one of the best theaters in the Philippines. But I didn’t join the recital. I was too scared of messing up!

On the second sem, I thought, this has to stop. I can’t go on being afraid. Besides, what’s the point of knowing how to play the piano if no one else could hear me play?

“No one lights a lamp and hides it in a clay jar or puts it under a bed. Instead, they put it on a stand, so that those who come in can see the light. – Luke 8:6

I was still afraid of recitals, but this time, I was determined to face my fear. So on the next recital, I prepared for my piece as best as I could. I went to the College of Performing Arts every day for a week to practice. I practiced everyday until my hands were numb. My recital piece was a composition by Beethoven and it was 15 pages long.


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Recital day came. The auditorium was deathly silent and tension filled the air. I walked on stage in my long gown and took a seat in front of a shiny, black, Yamaha grand piano. My knees were shaking and my palms were sweating. But I couldn’t back out now. I put my hands on the keys and when I brought them down, the beautiful music of Beethoven filled the auditorium. Although my mind went blank and I couldn’t remember a single thing, since I practiced so much, it seemed my hands had a life of their own and knew just what to do.

That experience liberated me.

Fear is the one thing that can stop you from truly living your life the way you are meant to. If I didn’t decide to face my fear, I would still have been living in fear. It may just be a piano recital to you, but that was a monumental experience for me. Fear is subjective and we all have different fears. What is important is that we decide to face it. Once I knew I could face my fear, the next time something scared me, I would meet it head on.

Yes, I still become afraid. Who doesn’t? But what I’ve discovered is, when you face your fears, it goes away. According to Ralph Waldo Emerson, always do what you are afraid to do. And when you do, you cease to fear it.

What about you? What are you afraid of?

Don’t run from your fear. Face it.

Only when we are no longer afraid do we begin to live. – Dorothy Thompson

Go live a Truly Wealthy life!


All of Life is a Story


Photo from

I love to read. The love for reading was fostered in me by my mom and grandmother.

When I was a kid my lola would read me bedtime stories to put me to sleep. I wouldn’t go to sleep without my bedtime story. When I grew a little older, whenever our family would go to Cagayan de Oro City (which is 2 hours from my hometown), my mom would bring me to National Bookstore and buy me all the books I wanted. I would often get 10 books or more per trip. If my hometown had a decent bookstore, you’d probably find me there everyday. Growing up, National Bookstore to me was like the equivalent of a toy store to most kids. I loved books more than I loved dolls.

“Children are made readers on the laps of their parents.” – Emilie Buchwald

I started with reading non-fiction books. Sweet Valley and Nancy Drew were among the first books I read. Then as I grew up, I began to explore the world of fiction literature. Now, I’m into reading biographies.

At first I started reading purely for enjoyment. I loved how I could get lost inside a story. It was like entering into another world where nothing was impossible, where anything could happen. Now I read for both enjoyment and growth.

The wisdom that you get from reading is priceless.

They say that in 5 years you become a sum total of the people you are with most of the time and the books that you read. Being a bookworm, I agree! My love for reading has shaped me so much as a person. I got to know a lot of remarkable people through the books I’ve read – Steve Jobs (his biography is a must-read!), Napoleon Hill, Robert Kiyosaki, Donald Trump, Brian Tracy, Albert Einstein, Ivanka Trump and Andrew Carnegie to name a few. I’ve gotten inside the heads of these amazing individuals by reading their books. I feel like I know them even though I haven’t met them yet.

“A capacity and taste for reading gives access to whatever has already been discovered by others.” – Abraham Lincoln

One of the books that influenced me the most was Rich Dad, Poor Dad by Robert Kiyosaki. I first read it when I was in high school. It was my mom who encouraged me to start reading fiction. And since the book was a New York best-seller, we ended up getting it. I guess you could say it changed my life. That book inspired me to dream big. I never really gave much thought about the future but because of that book, I started to dream: I dreamt about traveling the world, becoming the CEO of my own company, and keeping my own work hours. Fast-forward 10 years later and those dreams have turned into reality. I am currently the CEO of Truly Wealthy Realty Corp., a real estate company I founded together with 3 other incredible women – Stef, Guia and Mitch; I travel abroad with my friends at least once a year and I have flexible working hours.

“There is more treasure in books than in all the pirate’s loot on Treasure Island.” – Walt Disney

Reading has taught me 3 things:

First, you can dream big and achieve it.

Second, you can learn from the experiences of other people. Experience may be the best teacher but you don’t really have time to experience everything yourself. You can learn through others by reading their story.

Third, we can never learn enough. It seems like the more I read and learn, the less I know. There is so much to learn. I know that no matter how much I read, I’ll never come to a point where I’ve learned enough. Everyday there’s a new discovery to be made, a different puzzle to solve, another mystery to unravel.

All of life is a story.

Your life is a story, as is mine. Each day we start another chapter. Every decision we make, affects the outcome of the story. Now the question is, what story are you writing with your life?

“Not all readers are leaders. But all leaders are readers.” – Harry S. Truman

Go live a Truly Wealthy life!


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