Interview with Young Entrepreneur Chingkee Te (Part 1)

cdo milk tea chingkee tea

This is Part 1 of a 2-part interview: Read on to Part 2 of Interview with Young Entrepreneur Chingkee Te HERE

It’s not everyday we get to meet a young, successful entrepreneur. At 24 years old, Chingkee Te is an inspiration to many (and to me too!). Fresh out of college, she established her first business at the age of twenty-one. And now, she is the proud owner of one of the most successful, homegrown, milk-tea brands in Cagayan de Oro City – Chingkee Tea.

I met Chingkee at Atlantis Gym a year ago. We became fast friends and would often indulge in long conservations in between Crossfit and lifting weights. It’s amazing how many friends I’ve made at the gym – and Chingkee is one of them. I’ve always liked to interview people about how they’ve “made it” and what their journey was like. So last December 13, 2014 (that’s right, this was done more than a year ago. Hehe), I scheduled an interview with my good friend Chingkee right here at Chingkee Tea.

Alex: Hi Chingkee! Thank you so much for agreeing to do an interview with me. I really appreciate it. Chingkee Tea is one of my favorite milk tea brands here in Cdo. It’s amazing how you now have a thriving business at such a young age. How did you get started?

chingkee teChingkee: Thank you Alex! It’s my pleasure. Regarding how I started, I didn’t really plan on being in business. But I couldn’t see myself as an employee either. So on the night after my graduation I felt a little nervous of what was to come. So I prayed about it. I asked, “Lord, what do you want me to do?” I couldn’t see myself working in a 9-5 job. I wanted to work at my own pace. So being an employee was out of the question. I just wanted to have a job that I was passionate about and where I could have time freedom. As I was praying, I felt God was telling me to open a business where I could display my love for art. So I first thought, I can open a café! But then I don’t drink coffee and there are already so many coffee shops around Manila.

Alex: So you were based in Manila then?

Chingkee:Yes. I was a fresh grad from De La Salle University where I took up Marketing. That was back in year 2011. I guess that’s the usual question of new graduates. Like, what am I going to do with my life?chingkee te + cdo milk tea

Alex: What did you think of opening next, if not a coffee shop?

Chingkee: I then considered opening a milk tea shop. But then, there were also so many milk tea shops in Manila already. At that time I had no plans of settling down in Cagayan de Oro because I was planning to be based in Manila.

Alex: Why Manila?

Chingkee: I studied there and my siblings are there. It just made sense at the time. Anyway after that, I thought about putting up a milk tea shop in Cagayan. At the time, there were no milk tea shops yet in Cdo. So I called my mom and told her, “I know what I want as my graduation gift…a business.”

Alex: What was your mom’s reaction to that?

Chingkee: My mom was really happy about it. At least with a business, I’d have something to do after graduation.

Alex: How many siblings do you have?

Chingkee: Three. I have an older brother and sister. My sister is 30-she’s happily married to a pastor with 3 kids. My brother is 25 and still single. They’re both based in Manila.

chingkee te family

Alex: So back to your graduation gift.

Chingkee: Yes, at first I thought that maybe my mom wasn’t serious about it. But I still did my research. At that time, I didn’t know anything about milk tea except that I liked drinking it. Then there was this one supplier from Taiwan who approached me. He sent me an email and offered to train me in Taiwan.

Alex: Where did you get that supplier?

Chingkee: I made a lot of inquiries online. So when the supplier emailed me, I thought about it long and hard. Because of course, it was a big investment. And the fee didn’t include yet my fare and accommodation. Just the training itself was already expensive. So I prayed again and told God, “Lord, if my dad is ok with this then perhaps it’s really your will.” Amazingly, my dad was willing to support me all the way. So in September, a few months after I graduated, I flew to Taiwan.

Alex: You’re so blessed to have a supportive family.

Chingkee: Yes I do. But it still wasn’t that easy. When I got back from Taiwan, I thought, I could start immediately. But it turned out that what I learned from college was very different from the real world. I was ready to begin but I didn’t know what to do. I had no experience on starting a business. I started to read books on how to start a business, but actually doing it was different.

chingkee tea milk tea 3

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Alex: Yes, I can relate. Making tea is easy once you’ve got the training. But running a business, that’s the hard part.

Chingkee: Exactly. Plus we had invested a lot of money already. The loan I got from my dad was getting bigger and bigger. Also around October 2011, two milk tea shops opened in Cdo – Kenko Naicha and Datsa. So I got a bit stressed because I really wanted to be the first to open. The thing was, there was still so much to do so we couldn’t open yet. Then I started to have doubts whether I should even push through with it. It’s a good thing my family and friends were very encouraging and supportive. My goal was to open before 2011 ended. But then came Sendong. So the opening had to be rescheduled again. This time we picked Feb 2012 – in time for Valentines. But then again, we got delayed because of construction. We got delayed lots of times before we finally got to open…

Want to know when Chingkee Tea opened? Read on at Interview with Young Entrepreneur Chingkee Te (Part 2)


Face Your Fear

face your fear

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We all have fears. One of my greatest fears as a kid was not monsters or the dark – it was piano recitals.

I’ve been playing the piano ever since I was a little girl. But I was scared to death of piano recitals. You see, when you have to perform on stage with no notes, in a huge auditorium with no one to accompany you but a grand piano, it can be pretty scary. I was scared I would forget my piece in the middle of it or make a mistake.


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When I went to college at Silliman University, I continued with my piano lessons mainly because I didn’t want to forget how to play. Every semester there would be a recital for all music students at the Luce Auditorium – the largest fully functioning theater outside of Metro Manila. It was a great opportunity to showcase my skills on the piano and to perform in one of the best theaters in the Philippines. But I didn’t join the recital. I was too scared of messing up!

On the second sem, I thought, this has to stop. I can’t go on being afraid. Besides, what’s the point of knowing how to play the piano if no one else could hear me play?

“No one lights a lamp and hides it in a clay jar or puts it under a bed. Instead, they put it on a stand, so that those who come in can see the light. – Luke 8:6

I was still afraid of recitals, but this time, I was determined to face my fear. So on the next recital, I prepared for my piece as best as I could. I went to the College of Performing Arts every day for a week to practice. I practiced everyday until my hands were numb. My recital piece was a composition by Beethoven and it was 15 pages long.


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Recital day came. The auditorium was deathly silent and tension filled the air. I walked on stage in my long gown and took a seat in front of a shiny, black, Yamaha grand piano. My knees were shaking and my palms were sweating. But I couldn’t back out now. I put my hands on the keys and when I brought them down, the beautiful music of Beethoven filled the auditorium. Although my mind went blank and I couldn’t remember a single thing, since I practiced so much, it seemed my hands had a life of their own and knew just what to do.

That experience liberated me.

Fear is the one thing that can stop you from truly living your life the way you are meant to. If I didn’t decide to face my fear, I would still have been living in fear. It may just be a piano recital to you, but that was a monumental experience for me. Fear is subjective and we all have different fears. What is important is that we decide to face it. Once I knew I could face my fear, the next time something scared me, I would meet it head on.

Yes, I still become afraid. Who doesn’t? But what I’ve discovered is, when you face your fears, it goes away. According to Ralph Waldo Emerson, always do what you are afraid to do. And when you do, you cease to fear it.

What about you? What are you afraid of?

Don’t run from your fear. Face it.

Only when we are no longer afraid do we begin to live. – Dorothy Thompson

Go live a Truly Wealthy life!


All of Life is a Story


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I love to read. The love for reading was fostered in me by my mom and grandmother.

When I was a kid my lola would read me bedtime stories to put me to sleep. I wouldn’t go to sleep without my bedtime story. When I grew a little older, whenever our family would go to Cagayan de Oro City (which is 2 hours from my hometown), my mom would bring me to National Bookstore and buy me all the books I wanted. I would often get 10 books or more per trip. If my hometown had a decent bookstore, you’d probably find me there everyday. Growing up, National Bookstore to me was like the equivalent of a toy store to most kids. I loved books more than I loved dolls.

“Children are made readers on the laps of their parents.” – Emilie Buchwald

I started with reading non-fiction books. Sweet Valley and Nancy Drew were among the first books I read. Then as I grew up, I began to explore the world of fiction literature. Now, I’m into reading biographies.

At first I started reading purely for enjoyment. I loved how I could get lost inside a story. It was like entering into another world where nothing was impossible, where anything could happen. Now I read for both enjoyment and growth.

The wisdom that you get from reading is priceless.

They say that in 5 years you become a sum total of the people you are with most of the time and the books that you read. Being a bookworm, I agree! My love for reading has shaped me so much as a person. I got to know a lot of remarkable people through the books I’ve read – Steve Jobs (his biography is a must-read!), Napoleon Hill, Robert Kiyosaki, Donald Trump, Brian Tracy, Albert Einstein, Ivanka Trump and Andrew Carnegie to name a few. I’ve gotten inside the heads of these amazing individuals by reading their books. I feel like I know them even though I haven’t met them yet.

“A capacity and taste for reading gives access to whatever has already been discovered by others.” – Abraham Lincoln

One of the books that influenced me the most was Rich Dad, Poor Dad by Robert Kiyosaki. I first read it when I was in high school. It was my mom who encouraged me to start reading fiction. And since the book was a New York best-seller, we ended up getting it. I guess you could say it changed my life. That book inspired me to dream big. I never really gave much thought about the future but because of that book, I started to dream: I dreamt about traveling the world, becoming the CEO of my own company, and keeping my own work hours. Fast-forward 10 years later and those dreams have turned into reality. I am currently the CEO of Truly Wealthy Realty Corp., a real estate company I founded together with 3 other incredible women – Stef, Guia and Mitch; I travel abroad with my friends at least once a year and I have flexible working hours.

“There is more treasure in books than in all the pirate’s loot on Treasure Island.” – Walt Disney

Reading has taught me 3 things:

First, you can dream big and achieve it.

Second, you can learn from the experiences of other people. Experience may be the best teacher but you don’t really have time to experience everything yourself. You can learn through others by reading their story.

Third, we can never learn enough. It seems like the more I read and learn, the less I know. There is so much to learn. I know that no matter how much I read, I’ll never come to a point where I’ve learned enough. Everyday there’s a new discovery to be made, a different puzzle to solve, another mystery to unravel.

All of life is a story.

Your life is a story, as is mine. Each day we start another chapter. Every decision we make, affects the outcome of the story. Now the question is, what story are you writing with your life?

“Not all readers are leaders. But all leaders are readers.” – Harry S. Truman

Go live a Truly Wealthy life!


Ever After

david k ever afterEvery couple has a different love story.

His first impression of her was that she was a know-it-all primadonna.

Her first impression of him was that he was a poor kid who couldn’t afford what she was selling.

It’s a good thing first impressions don’t last. Because fast-forward 1 year later, they tied the knot at a beautiful beach resort in Dapitan. I was their maid-of-honor. Sometimes good things happen when we least expect it. Who would have thought that these two would suit?

So, yes. Last weekend one of my best friends got married. It was a beautiful wedding. The family and friends of both the bride and groom were there to celebrate with them. I had a great time catching up with my college buddies (insert pillow fight photo ^_^ ).

dakak beach resort + be truly wealthy + david and k ever after 2

The wedding itself was unique. It was the first “musical wedding” I attended. There were so many song numbers in the wedding! The bride sang her vows as well. Plus, I loved the sword salute. The venue itself was magical. I can definitely fall in love here.

dakak beach resort + be truly wealthy 2

I guess it’s true that opposites attract.

K is the typical rich, beautiful and spoiled (just a little bit) heiress. While David, is a military guy who comes from a simple family. They come from two different backgrounds and yet they managed to make their worlds meet. But as the song goes, love moves in mysterious ways.

dakak beach resort + be truly wealthy + david and k ever after We all have a different love story.

Some may fall in love at first sight (if there is such a thing). For some, love may come like a thief in the night in the form of friendship. For others, it may come as a lightning strike – hard and fast, catching you off guard.

No love story is the same. That’s why we shouldn’t become envious of the seemingly perfect love story of other couples. No love story is perfect. Every couple will have their own trials to overcome. But that’s the beauty of being in a relationship. Character isn’t made during the good times. It’s molded and defined during the tough times. And with every challenge a couple overcomes, their relationship grows and becomes stronger.

Falling in love is easy. But staying in love, that’s another story.

Love is a decision. It isn’t some warm fuzzy feeling or a spur of the moment thing. I have always admired my grandfather and grandmother and how they were with each other. Theirs wasn’t a perfect marriage. There were trials, but I could see how happy my grandparents were together – how in love they were with each other despite being married for more than 50 years.

Happily ever after is not a fairy tale. It’s a choice. – Fawn Weaver

Although my grandfather is no longer with us, I can still remember what he told me: “The secret to a successful marriage isn’t grand gestures of love or romance. It’s the simple everyday things that make marriage a success.”

One, I always let your grandma feel that she is loved and appreciated everyday with the little things I do.

Second, we never go to bed angry. We resolve our conflicts on the same day.

Third, I make it a point to speak to your grandma in a gentle manner. (Yes, tone matters!)

For more than 50 years, my grandfather held true to his principles. I’ve always been amazed by how he loved grandma. I know how difficult she can be (and I’m a lot like her).

Although there is no such thing as “happily ever after”, I think this was as close to it as you could get. David and K, I hope you’ll get your own ever after too. Your wedding was beautiful. I hope your marriage will be even more so.

A successful marriage requires falling in love many times, always with the same person. -Mignon McLauglin

Go live a Truly Wealthy life!



Conquer Your Fear of Public Speaking – Join Toastmasters!



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I’ve been an active member of Toastmasters for several years now and up to this day I still get amazed at how so few people know about Toastmasters. It really is true, Toastmasters is the best-kept secret.

Toastmasters has been a huge part of my growth as an individual and that’s why I feel the need to share it with others. I mean, it makes no sense to keep this amazing secret all to myself! That, and I’m also an Ambassador of Toastmasters. ^_^

tm-poster-0311Photo from Central Park Toastmasters

What Is Toastmasters?

Toastmasters International or TI is an international organization that helps develop your communication and leadership skills. It was founded by Dr. Ralph Smedley, in the 1920’s in a basement in California, to help young men develop their speaking skills. Now it has 313,000 members, 14,650 clubs, in 126 countries. The aim of TI is to create leaders by providing a healthy atmosphere for growth and improvement.

          Toastmasters International Mission

“We empower individuals to become more effective communicators and leaders.”

My mom invited me to join Toastmasters right after I graduated college. After I attended the first meeting, I was hooked! (Thank you mom!) I thought; this is what I need! I’ve been an active member every since.


Photo from Essential TMC

What do we do during a Toastmasters meeting?

Whenever I invite guests to our meetings, they always ask me, “What do you do during club meetings?”

In Toastmasters, the learning process is two-fold:

  • We learn by doing
  • We learn by getting evaluated

TM is one of the most organized groups there is. We follow a program for every meeting. It looks something like this:

  •  Call to Order – usually done by the club president or highest-ranking officer
  • Invocation
  • Pledge of Allegiance
  • Welcoming of members and guests
  • Introduction of the Toastmaster of the Day aka emcee
  • Word Mastering portion
    • Purpose: Enhance your vocabulary.
    • The Word Master gives 3 new words, defines them and then gives a sample sentence. He/she then encourages the audience to use these new words in a sentence as well. Number of words given can vary in other clubs. Some clubs just have a word of the day.
  • Table topics
    • Purpose: Helps you think and speak on your feet.
    • This is also known as the impromptu speaking portion. The Table Topics Master gives a quote or question and the speaker has 1-2 minutes to elaborate on it. There are many ways to do table topics. For instance, some TT masters use photos instead of quotes/questions.
  • Prepared Speeches – this is where club members deliver prepared speeches based on their current manual.
  • Evaluation Portion – this is where everyone gets evaluated – from the Toastmaster of the day to the all the speakers.
    • Timers report – all speeches are timed. The timers job is to report who went under time or over time
    • Ah-counters report – yes,we count our ah’s and um’s and other “filler words”
    • Grammarian

iligan toastmasters club Iligan Toastmasters Club

Every Toastmasters journey begins with speech number 1. Your growth will depend on your level of participation. But you wont be growing alone. The rest of your Toastmasters family will be there to guide and support you every step of the way. If you attend meetings regularly, deliver speeches, and take your evaluations to heart, then I guarantee that you will really grow as a speaker and leader. Toastmasters is one of the best avenues for growth. Many professional speakers started their careers with Toastmasters. It’s like a fun version of school ^__^

Not all good communicators are leaders. But all leaders should be good communicators.

Investing in your education is the best investment you can make. Invest in yourself, join Toastmasters!

Live a Truly Wealthy life!



If you want to join a Toastmasters club in Cagayan de Oro, or anywhere in the Philippines, contact me here :)

How to Invest in the Stock Market


photo from Beginners Investing

A lot of people have asked me to teach them how to invest in the stock market. I am not an expert in stock investing – far from it. But I do know how to do it. Investing in the stock market is not rocket science (I’ve always wondered how hard rocket science really is). It’s very simple. And if I can do it, so can you!

I started investing in the Philippine Stock Exchange (PSE) 3 years ago. And while I have not become an instant multi-millionaire because of it, I have gotten good returns on most of the investments I have made. The reason why I started investing in the stock market was because I read Bo Sanchez’ book “My Maids Invest In The Stock Market”. Fast forward 3 years and now, one maid as P308,388 in her stock market account. The other has P176,465. Can you believe it? If you don’t believe me, you can read Bo Sanchez’ full article: My Maids are now Richer than many Managers.

The stock market is a long-term investment. Once you put your money in, you shouldn’t take it out for about 20 years. Yup. I’m totally serious. I think of it as my retirement fund. When I share that to people, they often give me surprised stare and say something like, “Aren’t you too young to start thinking about retiring?”

I beg to differ. It’s never too early to invest for your retirement. The earlier you start doing it, the better for you! My partners and I in Truly Wealthy Realty all started investing at around the same time. And we still invest up to now. Investing in the stock market is not a one-time-thing. In order to maximize the market, you have to do it regularly. Like clockwork. This is NOT a get-rich-quick scheme. It’s actually a get-rich-slow scheme. It’s slow, but sure. If you want to get rich quick, buy a lottery ticket :)

For those who want to start investing in the stock market, here is a simple step-by-step process to start doing so.

Step 1: Know the basics. A stock is a piece of ownership in a corporation. When you buy a share of common stock you are buying a part of the business. For example when you buy shares of Ayala Land Inc (ALI) you will be called a stockholder or shareholder of that company. The percentage of ownership depends on how much stock you own. When the company earns, you earn. Every time.

Step 2: Find a mentor. The stock market is a dangerous place for those who don’t know what they are doing. Yes, you can make money. But you can also lose money there. There are thousands of stocks available in the PSE, how will you know which ones to buy? Answer – through your mentor. If you want to succeed in any field you will get there twice as fast if you have someone who’s already been there guiding you. You’ll make less mistakes and make guided and informed decisions. My mentor is Bo Sanchez. He guides me on what stocks to buy, when to buy and when to sell. No, I don’t have coffee with him while we chat about the stock market (I’d love to, but he’s based in Manila!). I simply subscribe to his Truly Rich Club site. It’s only P499 a month and we get stock advice every month. For those who don’t want to subscribe, that’s no problem. But it is important that you find a mentor to guide you.

Step 3: Get moving. You can study and research about the stock market all you want but the only way to really learn is by doing it. No excuses. You don’t have to be a millionaire to invest in stocks. In fact, all you need is P5,000! To invest in the Philippine stock market you need a broker. I use an online stock brokerage firm in the Philippines – COL Financial 

It’s convenient and it has lower fees.

You can also invest in the PSE thru other avenues such as First Metrosec or BPI Trade. You can also invest through a stock broker.

5 Steps to Opening an Account at COL Financial:

  1. Log on to Go to COL and download an application form.
  2. Fill it up. Fill up the application form
  3. Mail it. Mail it to their main office in Manila along with the other requirements
  4. Fund your account. Once COL Financial receives and approves your account (3-5 days), a personnel of COL Financial will contact you and tell you that your account is now ready for funding. That’s where the P5000 comes in. You can then go to the nearest bank and deposit the money to COL Financial with your reference number. After that, fax the receipt and wait for your account to be activated.
  5. Start buying. Once your account has been activated, you can now start buying!

There are two types of investors: traders and long-term investors. Traders buy and sell everyday and watch the market like hawk. Being a trader requires extensive experience and knowledge of the market and the company you’re investing. I am more of a long-term investor. I buy stocks of blue chip companies-companies that are solid and have a good chance of being here 50 years from now. Examples of such companies are Lafarge, Jollibee Food Corp, Cebu Pacific and Aboitiz Power.

Long-term investors buy regularly regardless of whether the market is down or up. Time frame is around 20-30 years. COL Financial has an easy investment program that uses the cost averaging method of investment. The idea is to invest regularly to take advantage of the power of compounding. For example you invested 1000 in Ayala. By the end of the year, Ayala grew by 10%. So your money now becomes 1100. If Ayala continued to grow at 10%, your money will become 1210. So the interest gets added on the principal and that starts earning interest. That is the power of compounding. It makes your money grow faster.

When it comes to investing in the stock market, time is your ally. Through the power of compounding, the earlier you start the bigger your gains will be. I don’t claim to be an expert in stocks, I have much to learn. But I am sharing this with you in order to inspire you to take your financial future into your hands and start NOW.

What are you doing for your future?

Go live a Truly Wealthy live!


Single & Fabulous!

alex zeta + freedom + being single

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In the 19th Century, it was customary for women to get married either in their late teens or early 20’s. If a woman reached the age of 24 and she was still unmarried, she would be considered a spinster (gasp!).

Now, 30 seems to be the new 24. Today, if you are 30 years old (or more than 30) and remain single, then you are considered to be “on the shelf”. The world often has its own timeline as to when women should be getting married. And that timeline changes from time to time.

I often get asked by my clients about my love life: Do you have a boyfriend? Why don’t you have a boyfriend? What are you looking for in a guy? When do you plan to get married? Even my relatives keep on pestering me as to when I’d “settle down”.

I have one aunt who keeps on telling me, “Alex, you shouldn’t have too high standards. Lower them a little.”

Yes, dear aunt. Unfortunately my standards are so high only Jesus can reach them.”

Yes. Being a single, successful woman can often be a little daunting because society expects us to get married at a certain age and conceive as soon as possible. It’s almost as if getting married were a race or something.

According to Shirley Maya in her blog The Art of Fearless Living, There are far worse things than being alone – it is being with the wrong person.

Do you feel pressured by the world to be in a relationship or to get married? Don’t be. Just because all your friends are getting hitched doesn’t mean you should too. We all have our own love story. If you haven’t met Mr. Right yet, perhaps God is still writing your love story. In the meantime, instead of bemoaning your singlehood, enjoy it! Use the time mold yourself into being Ms. Right.

Even Carry Bradshaw was single for a long time before she found her Mr. Big.

You may be tempted to be in a relationship just for the sake of being with someone. Don’t be. The worst thing that can happen is that you end up going ahead of God and miss out on His amazing plan for you. Our pastors at CCF keep on reminding us to “wait for God’s Best.” And that is what I have decided to do. You don’t have to kiss a lot of frogs to get to your prince. I, for one, prefer to go straight for my prince, thank you very much. Think about it, would you really like to kiss a frog? I mean, really? Ergo, fellow single ladies, you don’t need to go through dozens of boyfriends to find The One. When it comes to love, it’s better to tread very carefully.

A friend of mine asked me before, “You seem content being single. Don’t you want a boyfriend?”

To which I answered, “A boyfriend isn’t something that you look for. I’m sure the man for me will come at the right time.”

To which he answered, “Wow, that’s confidence!”

I just smiled and replied, “No, that’s faith.”

Embrace your awesomeness. Be single and fabulous!

“Being single used to mean that nobody wanted you. Now it means you’re pretty sexy and you’re taking your time deciding how you want your life to be and who you want to spend it with.” – Carry Bradshaw

Go live a Truly Wealthy life! :)


How Do You Celebrate Christmas?


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Last night our bible study group at CCF (we call it DGroup), celebrated our Christmas party. There was food, games, gifts and of course, a message from our DGroup Leader, Kuya Mel Santos. What I like about Kuya Mel is that he makes things so simple I can easily get his point.

He started with the question, “How do you celebrate Christmas?”

We all celebrate Christmas in different ways. Some travel. Some celebrate it with a simple dinner. Some go on out-reach programs to share their blessings with the less fortunate.

For our family, we celebrate it by going to church together and then gathering for Noche Buena at our ancestral house. Christmas with us is often noisy and chaotic as most of my cousins are boys. Yep. I’ve been surrounded by testosterone all my life.

Christmas has always been my favorite season. It seems people are more giving and happier during this time of the year. Plus, I can’t deny that I love going to all the Christmas parties that crop up during December. Since I have many groups of friends, I get to go to a lot of parties ^_^

We often get caught in a whirl of Christmas activity that we forget what Christmas really is about. This Season is not just about going to parties, gift shopping and socializing. It’s about giving back to Jesus who has given us so much us. When I think about what Christ has done for us on the cross, I become overwhelmed, because I know that nothing I do can ever compare to what He has done for me.

What can you give back to Jesus this 2014?

Is it your body? You can start taking better care of your health because, after all, your body is the temple of the Holy Spirit.

Is it your decisions? You can involve God in all your decisions so you can proceed with wisdom.

Is it your time? You can spend more time at church serving God and others.

As for me, it’s my attitude. Sometimes I give in to my quick temper. Now, I try to be more patient and to have a good attitude no matter what the circumstance. Contrary to what most of you may think, I’m not perfect (lol). I have many faults, and I still sin a lot >.<. That’s why I need God in my life (Where would I be without him?). And this Christmas 2014, that’s what I want to give Him.

What about you? What can you give to Jesus this Christmas?


Go live a Truly Wealthy life!



Make Your Passion Your Profession

alex zeta true wealth unlimitedWe have been brain washed by society to “Never give up”, to “keep at it” and to “try and try until we succeed”. And that is totally fine – if you love what you are doing. But what if you don’t? What if what you are doing is making you miserable and you would rather be doing something else?

Then quit!

Yes. You heard me right. Quit! There is no shame in quitting. We sometimes have to lose a battle to win the war. We need to learn to choose which battles to fight.

Four years ago, I quit being a nurse. It wasn’t an instantaneous decision. I prayed long and hard about it. I’ve always known even when I was still in college that the medical profession just wasn’t for me. It just didn’t feel right.

Then I started going to a Christian church in Dumaguete called Bread of Life. It was there where I learned about the 3 M’s:

  • Master – that’s God. We have to seek Him first above all else.
  • Mate – that’s your soul mate, the person you are meant to be with.
  • Mission – that’s your calling, your reason for being.

I understood Master and Mate, but, mission? What was my mission? Bread of Life taught me that everyone is born with a mission. Your mission is that one thing that you love to do so much that you can’t help but do it with excellence.

After graduation I tried a lot of things. I wasn’t always this focused. I didn’t even know what my mission was yet. Sometimes, the only way to find out what you love to do is by trying a lot of things. Life is a series of never ending experiments. The more experiments you do, the closer you will be to the solution. So, I tried being a reviewer for the NLE, an IELTS reviewer, I tried network marketing, I tried my hand at managing our hardware and I also tried being a nurse. During these experimental years, I had fun. I learned a lot. For instance, by being a reviewer I discovered I love to teach – just not nursing subjects. By managing our hardware I learned the importance of having a system. Without a proper system, no business can thrive. By trying network marketing – I discovered I enjoy being in sales. By being a nurse – I verified that nursing really was not for me.

But God works in surprising ways. Shortly after that I met Sha Nacino – also a Toastmaster – and she invited me to this real estate seminar in Manila. The first time I stepped into the conference hall filled with brokers, lawyers, investors…I felt like I was home. I didn’t know it at that time, but my future partners in Truly Wealthy,Mitch and Guia, were also there. And that is where it all began. That is how Truly Wealthy Realty Corp. was born.

They say that winners never quit, and quitters never win. This isn’t always true. Sometimes, you have to know when it’s time to quit.

I quit being a nurse and I never once regretted it. I gave up my initial plan of working abroad to earn dollars and instead, chose to stay in the Philippines to work on my own business. And you know what? It has been one great ride! There is nothing as fulfilling as doing something you love everyday.

According to Steve Jobs, The only way to do great work is to love what you do.

What do you love to do?

Do you love speaking? Then be a professional speaker!

Do you love to cook? Open your own catering service!

Do you love to sing? Assess yourself first – before you choose to pursue a career in singing. (Singing may not love you

We all have a calling. Heed the call. Learn to monetize what you love to do.

Make your passion your profession.


Go live a Truly Wealthy life!





What is True Wealth?


alex-zeta-true-wealth-unlimitedWhat is true wealth?

I have pondered upon this question for years. There are so many definitions of wealth, which is the “real” definition? Is wealth measured in terms of physical beauty, the amount of money a person has or maybe, happiness?

Then I came upon this quote by Henry David Thoreau, “Wealth is the ability to fully experience life“. And then it hit me – wealth is not about having, it’s about being. It’s about being able to enjoy each moment life has to offer – good or bad. It’s about maximizing every aspect of your life and being your absolute best in each aspect.

There are 5 main aspects of life – spiritual, relational, financial, physical and intellectual. In order to be “truly wealthy” you have to achieve the perfect balance in all five. Easier said than done, right? But I believe it can be done! As long as we are willing to work on each aspect every day, there is no reason why we can’t achieve success in all 5 aspects of life.

So are you ready?

There is no time to waste – life is waiting for you!

Go live a Truly Wealthy life!



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